For Singapore Homeowners

Turn Your New Home
Into Your Dream Home

Fast, transparent renovation financing designed for Singaporean homeowners. Get matched with options in as little as 48 hours.

Get Your OptionsNo commitment required · Free to apply
S$50M+
Funded
4.8 ★
Customer Rating
48hr
Turnaround
0%
Hidden Fees

How It Works

Three simple steps to get your renovation financed. No jargon, no surprises.

STEP 01

Tell Us About Your Renovation

Share your property details, renovation plans, and budget. It takes less than 2 minutes.

STEP 02

Get Matched With Options

We compare offers from our network of licensed lending partners to find options that suit you.

STEP 03

Receive Funds & Start Renovating

Choose your preferred offer, complete the process, and get funds disbursed to start building your dream home.

Why Homeowners Choose Renvo

We built Renvo because we believe every Singaporean homeowner deserves a smooth renovation financing experience.

Fast Decisions

Get matched with financing options within 48 hours. No weeks of waiting, no endless paperwork.

Transparent Rates

See all fees and rates upfront. No hidden charges, no fine-print surprises. What you see is what you get.

Flexible Terms

Choose repayment plans from 6 to 36 months. Our lending partners offer terms that fit your budget and timeline.

Singapore-Focused

Built specifically for BTO, resale, and condo owners in Singapore. We understand local property and renovation needs.

Frequently Asked Questions

Everything you need to know about renovation financing with Renvo.

Who can apply for renovation financing through Renvo?

Renvo is designed for Singapore citizens and permanent residents who own or are purchasing a property (BTO, resale HDB, condo, or landed). Eligibility is subject to assessment by our lending partners based on factors like income, credit profile, and property details.

What loan amounts are available?

Our lending partners typically offer renovation financing from S$10,000 up to S$100,000, depending on your profile and renovation scope. The final amount is determined during the assessment process.

How long does the process take?

Once you submit your details, our team reviews your application and aims to match you with suitable financing options within 48 hours. From approval to disbursement, the timeline varies by lending partner but is typically within 1–2 weeks.

What documents do I need?

Generally, you'll need your NRIC, proof of income (recent payslips or tax assessment), property documents (OTP or title deed), and renovation quotations from your contractor. Specific requirements may vary by lending partner.

Is there a prepayment penalty?

This varies by lending partner. Many of our partners offer flexible repayment terms with no or minimal prepayment penalties. We'll make sure you understand all terms before you commit to any offer.

Is Renvo a bank or licensed lender?

No. Renvo is a renovation financing application assistance and matching platform. We connect homeowners with licensed lending partners in Singapore to help simplify the process of finding and comparing renovation loan options. We do not lend money directly, guarantee loan approval, or provide regulated financial advice.

Ready to get started?

Apply for free in under 5 minutes. We'll review your details and match you with suitable financing options from our licensed lending partners — no obligation, no hidden fees.

Apply Now — It's Free

No fees · No commitment · Results within 48 hours

Free & No Commitment

Apply for Renovation
Financing

Complete this free application and we'll match you with suitable financing options from our licensed lending partners.

Your Details

Property & Renovation

Renvo is a renovation financing platform — we connect you with licensed lending partners but do not lend money directly. Financing is subject to eligibility assessment by our lending partners. Terms and conditions apply.